Loan Programs:

Purpose: Acquisition, Refinance (rate/term or cash-out), Expansion, Bridge, Rehab, Consolidation, SBA

Loan Amounts: $250,000 to $5,000,000 (May go higher or lower depending upon deal)

Interest Rate: Based on WSJ Prime and/or 10-Year Treasury Yield

Term: up to 10 Years

Amortization: up to 25 or 30 Years

LTV/CLTV: up to 75% LTV, 90% CLTV

Assumptions: Available

Prepayment: Varies

713-877-1888 

Loan Calculator
 

Enter All Items Labeled in Red.   Step 1: Enter Requested Loan Information Enter Borrower Name: Loan Amount:* Amortization (in Years):* Interest Rate:* Property Value:* Debt Service Coverage Ratio (Default is 1.35:1)*   Requested Loan To Value       Step 2: Enter Property Operating Information     Current Year Prior Years (Optional) Period (Use Annual Numbers Only) Net Operating Income   (Enter either Tax Return or Financial Statement NOI for the approprioate period.)   Addbacks (Optional):         Depreciation   Amortization   Mortgage Interest   Lease/Rent *   Other items *   Total Add Backs:   Estimated Cash Flow   Debt Service Coverage (Based on NOI's entered and Annual P&I from Option 2 below)   DSC Ratio     RESULTS:             Maximum Actual (Requested)   Monthly Payment (Principal & Interest)   Annual Payment (Principal & Interest)   Loan Amount (@ Debt Service Coverage Above)           NOI Needed to Cover Actual Debt Service   Debt Service NOI DSCR @1.25 DSCR @1.35 DSCR @1.45 DSCR @1.55 DSCR @1.65

Three Riverway, Suite 1285  -  Houston, Texas 77056 - map and directions